Saving for College Saving for college is a monumental task. The savings aspect alone is enough to warrant questions, debates, and discussions with your family and financial advisor.   The questions are plentiful. How do you know how much to set aside? How much higher can the cost of college continue to climb? How do…

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You would think refinancing medical school debt would be a straightforward task, wouldn’t you? You get a monthly statement, you make a payment, and slowly but surely you chip away at the balance.   Except it feels as if you aren’t moving the needle on your loan balance at all. When you look at your…

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Like it or not, student loans have become a part of our educational experience and it doesn’t appear they’re going away anytime soon. Whether we carry the balance personally or marry someone who has a balance of their own, the $1.5 Trillion America collectively owes in student debt has suddenly become quite personal. It would…

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Whenever we’re asked a question on student loans, we put it here. If you’re looking for an answer, and don’t see it in this post, send us a message below and we’ll notify you when your question is posted with our answer!   Have another question? Submit it:   [contact form with name, email, message]…

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The Difference Between Federal and Private Student Loans There are two types of student loans: federal loans and private loans. Within each of these two categories, you have several different choices. But within all of these choices, there are distinct differences between them, and you need to be aware of the differences. Being armed with…

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Public Service Loan Forgiveness offers full federal student loan forgiveness for physicians who work for a non-profit organization. This 10-year program can pay off all of your student loans if you meet the qualifications.    Here’s What You Need To Do To Qualify:  To use Public Service Loan Forgiveness, you’ll need to meet three main…

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The College Loan Repayment Program (CLRP) is the primary student loan repayment program that gives guidance to all branches of the military for their individual programs. Each military branch is allowed to decide how much it offers. For all of the programs below, your loans will need to be federal and not in default.   …

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There are two main groups of repayment plans for federal or private student loans; Income-Driven and Non-Income Driven. Within each of these two main groups, there are many repayment plans for you to choose from, each with their own benefits.    Income Driven Repayment Plans   This group includes the following repayment plans:  REPAYE PAYE…

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The National Health Service Corps brings health professionals to high-need areas of America by offering extra benefits, through student loan repayment, to otherwise low-paying and possibly undesirable positions.    The National Health Service Corps (NHSC) serves two roles:   1) To award scholarships to students training to become health care workers. 2) To pay school…

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