Doctor Home Loans in Arizona

Doctor Home Loans in ArizonaIf you dream of purchasing a home in Arizona, or refinancing your existing mortgage, a doctor home loan can make your housing aspirations a reality. Whether you’re beginning your residency program or well on your way as an attending, you’ll find almost 18,000 physicians who are also practicing medicine throughout Arizona.

Arizona has experienced tremendous growth over the last 10 years. It’s one of the top 15 most populated states in the country. But Arizona goes beyond its reputation for Canyon skies and desert blooms. The healthcare landscape is changing in the state and continues providing its residents many options when it comes to medicine.

Whether you choose a home in the capital city of Phoenix, the mountains of Flagstaff, or anywhere in between, a doctor home loan can make it possible. Getting connected with a knowledgeable lender who understands the doctor home loan process is the first step.

Recommended Lenders for Doctor Home Loans in Arizona

UMB physician loansDoug Crouse, Mortgage Loan Officer | BMO Bank

Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).

Contact Doug by visiting this link.


US Bank physician loanJonathan Brozek, Mortgage Loan Officer | U.S. Bank

“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.

Contact Jonathan by visiting this link or call (916) 788-7982


Darick Hensel,  Mortgage Banker, Huntington Bank (formerly TCF Bank) NMLS #1177936

With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.

He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling.  He and his wife already have tickets to the 150th British Open! Get to know Darick too.

Find him by visiting this link, emailing him at, or calling 517-214-3257.   


You’ll need to choose a lender who understands the challenges you face both with your finances, as well as your hectic schedule. Work with a lender who will take the time to get you pre-qualified for a doctor home loan. This will make it easier on you throughout the lending process when you have an understanding of the financial impacts of a new doctor home loan.

If you’re ready to start the process of obtaining a doctor home loan in Arizona, then you’ll find these lenders ready to help you move forward.

The Complete List of Lenders for Doctor Home Loans in Arizona

UMB Bank – UMB provides a variety of mortgage products and options to fit your specific needs. And, frankly, they believe applying for a home loan doesn’t have to be complicated. In general, a lender will be looking for information related to a physician’s income, account balances, monthly expenses, debt totals and residence history. Based on that financial history and current life stage, they may need to gather additional information. Your home loan officer will help you through that process during the application phase. With the help of professionals and a clear sense of each step, your home buying experience can be simple and stress-free.

BMO Harris – BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI – excludes NY.

Recommended Real Estate Agents In Arizona

Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in Arizona.

Moving to a different state? Click on the state you are moving to and get the best lenders in that state.

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