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Doctor Home Loans in Arkansas

Doctor Home Loans in ArkansasIf you’ve been considering a doctor home loan in Arkansas, getting connected with a knowledgeable lender can help you through the entire physician loan process. With over 7,000 physicians who call The Natural State their home, your dream of homeownership is possible with a physician home loan.

Arkansas offers its 3,000,000 residents a chance to live in rugged beauty. Whether you choose Bentonville, Little Rock, Fayetteville or any place in between to call home, Arkansas offers a low cost of living combined with a high dose of Southern Hospitality. But Arkansas is more than mountains, rivers and hot springs -it’s also home to a rapidly changing healthcare landscape.

Recommended Lenders for Doctor Home Loans in Arkansas

US Bank physician loanJonathan Brozek, Mortgage Loan Officer | U.S. Bank

“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.

Contact Jonathan by visiting this link or call (916) 788-7982

 

Arvest Lending Jared BahrJared Bahr, Mortgage Production Manager | Regions Bank | NMLS # 794571

Jared Bahr of Regions Bank has been in the lending business for over 11 years and has a wealth of experience! While closing thousands of doctor home loans in his career, Jared has mastered the underwriting process and seen almost every type of contract. With Regions (and Jared) your physician loan will automatically qualify you for private banking with all its corresponding perks. As a family man himself, Jared puts a high priority on letting his clients focus on what matters most: their family and career.

Let Jared help you find your dream home today! Contact Jared by going here.

 

Truist physician loanMike Fitzmeyer, Sales Manager/V.P. | SunTrust (now Truist) | NMLSR #93716

Mike Fitzmeyer of SunTrust (now Truist) understands the mortgage business. He is a seasoned professional with over 27 years of experience with a specific focus on Doctor Mortgage financing.  Mike understands the needs of the Physician community and will tailor a mortgage solution for each client’s individual needs and financial plan. Mike and SunTrust (now Truist) have tremendous Doctor Mortgage experience and have flexibility in dealing with different situations in order to customize a mortgage solution for each client.   

Contact Mike by visiting this link to get the best service for your next home purchase or refinance needs. 

 

Darick Hensel,  Mortgage Banker, Huntington Bank (formerly TCF Bank) NMLS #1177936

With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.

He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling.  He and his wife already have tickets to the 150th British Open! Get to know Darick too.

Find him by visiting this link, emailing him at Darick.hensel@huntington.com, or calling 517-214-3257.   

 

UMB physician loansDoug Crouse, Mortgage Loan Officer | BMO Bank

Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).

Contact Doug by visiting this link.

 

 

Whether it’s your residency, opening a new practice or simply moving back home that brings you to Arkansas, a doctor home loan can make it possible.

Working with a lender who specializes in doctor home loans in Arkansas can be a vital asset throughout your home-buying journey. Getting pre-qualified for a doctor home loan in Arkansas will give you reliable numbers to work with as you begin your house-hunting process. You’ll know how much to expect in a monthly mortgage payment as you navigate through your housing choices. When you make an offer, being pre-qualified will show the seller you are a serious buyer. 

If you’re ready to get started finding the best doctor home loan in Arkansas, then you’ll find these lenders ready to help you move forward with your new loan. 

 

The Complete List of Lenders for Doctor Home Loans in Arkansas

BMO Harris – BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI – excludes NY.

 

SunTrust (now TRUIST) – The doctor home loan program from SunTrust Bank (now Truist) is available to MD’s, DO’s, DDS’s and DMD’s that are currently in residency, and practicing professionals that have completed their training within the last 10 years. Residents and fellows are eligible for a SunTrust physician loan up to $1M with no down payment. Meanwhile, those within ten years of residency completion are eligible for higher physician loan amounts up to $1,500,000 with down payment options based on loan size. LTV for $1.5M is 95%. LTV for $2M is 89.9%. 

 

Citizens Bank – Citizens Bank offers a special mortgage program for physicians and dentists through their doctor loan program. The Citizens Bank Doctor Loan is available for purchases and limited cash‑out refinances of primary residence. A few highlighted features of the program include up to 95% financing, no mortgage insurance, and your choice of a fixed-rate or adjustable-rate mortgage. Headquartered in Providence, RI, Citizens Bank has over 1,200 locations across the country.

 

Regions Bank – Regions Bank can help borrowers finance a loan with no down payment options for loans up to $750,000 or a 5% down option for those who need up to $1M. In addition, PMI will be excluded. Regions bank will also exclude certain student loan debt when calculating your debt-to-income ratio.

 

Arvest Bank – Arvest Bank offers several options for physician mortgages. The doctor loans feature benefits such as mortgages up to 103% loan to value, flexible underwriting guidelines and no PMI. These loans are available to those who recently graduated from medical school, in residency or a physician who has been practicing for years. There are many other loan products available to best suit your financial needs. Arvest Bank is headquartered in Bentonville, AR and has over 260 locations.

 

Recommended Real Estate Agents In Arkansas

Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in Arkansas.

 

Moving to a different state? Click on the state you are moving to and get the best lenders in that state.

Return to learn more on physician home loans.

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