If you’re curious about obtaining a doctor home loan in Delaware, now is a great time to connect with a knowledgeable lender who can help you through the entire mortgage process. If you want to join the 3,100 practicing physicians who call The First State home, your dream of homeownership in Delaware could soon be a reality.
Delaware offers its 973,000 residents a variety of lifestyles. Whether your desire is to live on the coast, in a slower-paced small town or a bustling big city, you can find it in Delaware. While Delaware is one of the smallest states in the Union, it packs a big punch with outdoor and nature activities. Delaware may have a high population density, but it still manages to feel like a small town across the state.
Recommended Lenders for Doctor Home Loans in Delaware
For years, Neil has been helping physicians, surgeons and dentists achieve their dreams of homeownership. From start to finish, he can help guide you through the process. Beginning with our mortgage comparison tool to determine your options, to painlessly uploading your documents digitally, Neil will be there to assist and guide you during the entire process. Whether you’re a first-time homebuyer, looking to purchase a second home or purchase an investment property, TD Bank has solutions designed for Doctors and an efficient process that makes getting a mortgage easier.
To learn more about Neil and why we highly recommend him, go here.
Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).
Contact Doug by visiting this link.
With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.
He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling. He and his wife already have tickets to the 150th British Open!
Find Darick here and get to know him too!
Jonathan Brozek, Mortgage Loan Officer | U.S. Bank | NMLS# 850168
Equal Housing Lender
“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.
Contact Jonathan by emailing him here: firstname.lastname@example.org (email preferred) or call (916) 788-7982
Delaware offers more than good beach vibes for its residents. It’s also home to quality healthcare options and innovative healthcare solutions. Whether it’s a residency, opening a new practice or moving closer to your family that brings you to Delaware, a doctor home loan can make it possible.
Working with a lender who specializes in doctor home loans in Delaware will be a helpful resource for you throughout the home-buying process. Getting pre-qualified for a doctor home loan in Delaware gives you a concrete plan to work with as you start your house-hunting journey. You’ll know what to expect for a monthly mortgage payment as you narrow down your housing choices. When you do make an offer, it’ll show the seller of the property that you’re a serious buyer.
If you’re ready to get started to find the best doctor home loan in Delaware, then you’ll find these experienced lenders ready to move you forward.
List of Lenders for Doctor Home Loans in Delaware
BMO Harris – BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI – excludes NY.
TD Bank – TD Bank is one of the biggest ten banks in the Nation and a favorite option for physicians! They offer a great selection of all types of mortgage loans. They have a great PHYSICIANS MORTGAGE loan product for medical or dental residents and fellows as well as practicing and self-employed physicians and dentists. They also offer other conventional loan and FHA abd VA loans. Products offered include a 0% down / 100% financing for loans up to $750,000, 5% down / 95% financing for loans up to $1,250,000, and 10% down for loans up to $1,500,000. All TD Bank’s Physician loans have NO PMI and flexible rate options including a 30 yr fixed and 5yr, 7yr and 10 yr Arm. TD Bank has over 1,200 branch locations and operates in multiple states on the East Coast. Contact Neil Surgenor for more information!
US Bank – U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make. And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust.
SunTrust (now TRUIST) – The doctor home loan program from SunTrust Bank (now Truist) is available to MD’s, DO’s, DDS’s and DMD’s that are currently in residency, and practicing professionals that have completed their training within the last 10 years. Residents and fellows are eligible for a SunTrust physician loan up to $750,000 with no down payment. Meanwhile, those within ten years of residency completion are eligible for higher physician loan amounts up to $1,500,000 with down payment options based on loan size.
Citizens Bank – Citizens Bank offers a special mortgage program for physicians and dentists through their doctor loan program. The Citizens Bank Doctor Loan is available for purchases and limited cash‑out refinances of primary residence. A few highlighted features of the program include up to 95% financing, no mortgage insurance, and your choice of a fixed-rate or adjustable-rate mortgage. Headquartered in Providence, RI, Citizens Bank has over 1,200 locations across the country.
Recommended Real Estate Agents In Delaware
Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in Delaware.
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