Doctor Home Loans in Georgia

Doctor Home Loans in Georgia

If purchasing or refinancing a doctor home loan in Georgia is on your to-do list, then keep reading for a guide to lenders ready to work with you. With over 22,000 physicians calling Georgia home, you’ll find several lenders who can help you with the doctor home loan process in Georgia.

Georgia’s growth has been fueled by people moving from all over the country to the Peach State. The state has over 10.5 million residents, making it within the Top 10 of most populated states in the country. Georgia might be known for Coca-Cola, pecans, and peanuts – but it’s also known for amazing schools and universities, innovative healthcare, and cutting-edge medical research.

Recommended Lenders for Doctor Home Loans in Georgia

Truist physician loanMike Fitzmeyer, Sales Manager/V.P. | SunTrust (now Truist) | NMLS #93716

Mike Fitzmeyer of SunTrust (now Truist) understands the mortgage business. He is a seasoned professional with over 28 years of experience with a specific focus on Doctor Mortgage financing. Mike understands the needs of the Physician community and will tailor a mortgage solution for each client’s individual needs and financial plan. Mike and SunTrust (now Truist) have tremendous Doctor Mortgage experience and have flexibility in dealing with different situations in order to customize a mortgage solution for each client.

Contact Mike today to get the best service for your next home purchase or refinance needs. 

 

Whether you already call Georgia home or are making a move for a job, you’ll have lots of choices in housing in Atlanta or other major cities, on the coast, or in the mountains. Using a doctor home loan can make the home-buying process as smooth as possible, no matter which part you choose to live within.

Working with a lender who specializes in doctor home loans in Georgia can help you throughout your home-buying process. If you need help with the pre-qualification process or the loan application, a physician mortgage lender will be there to guide you. You can also go through the pre-qualification process, which will get you ready to choose a home loan in Georgia and show the sellers you’re a serious buyer.

If you’re ready for more information on a doctor loans, be sure to check out our list of lenders. They’ll be ready to answer your questions and get you closer to your new home.

Lenders for Doctor Home Loans in Georgia

SunTrust (now TRUIST) – The doctor home loan program from SunTrust Bank (now Truist) is available to MDs, DOs, DDS’, and DMDs that are currently in residency, and practicing professionals that have completed their training within the last 10 years. Residents and fellows are eligible for a SunTrust physician loan up to $750,000 with no down payment at 100% financing! Meanwhile, those within ten years of residency completion are eligible for higher physician loan amounts up to $1,000,000 with 95% financing and up to $1,500,000 with 89.99% financing! Contact Mike Fitzmeyer today if you have questions specific to your upcoming home purchase!

 

US Bank – U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make. And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust.

 

IberiaBank – IberiaBank offers several mortgage solutions for borrowers. Physician loans are offered to those both residents, fellows and practicing physicians. Doctors are eligible to borrow up to $1M with no money down. Mortgage loans are offered with options including 5/1 ARM, 7/1 ARM and 30 year fixed – all with no mortgage insurance. Iberia Bank is headquartered in Louisiana and is available in several states.

 

Regions Bank – Regions Bank can help borrowers finance a loan with no down payment options for loans up to $750,000 or a 5% down option for those who need up to $1M. In addition, PMI will be excluded. Regions bank will also exclude certain student loan debt when calculating your debt-to-income ratio.

 

Recommended Real Estate Agents In Georgia

Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in Georgia.

Moving to a different state? Click on the state you are moving to and get the best lenders in that state.

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