Doctor Home Loans in Kansas

Doctor Home Loans in KansasIf you’re planning a move or a refinance anytime soon, then a doctor home loan in Kansas can be a helpful resource for you. Start by getting connected with an experienced lender who can guide you through the entire physician loan process. There are almost 8,000 physicians who call The Sunflower State their home – and your own goal of home ownership is possible with a physician home loan.

Kansas offers its 2.9 million residents big cities, small towns and plenty of farmland for those who want to spread out. You’ll have your choices of cities to choose from – whether it’s Wichita, Overland Park or Kansas City – waiting for you to call Kansas home.

Recommended Lenders for Doctor Home Loans in Kansas

UMB physician loansDoug Crouse, Mortgage Loan Officer | BMO Bank

Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).

Contact Doug by visiting this link.

 

Jim Secrest - Arvest BankJim Secrest, Mortgage Lending Supervisor | Arvest Bank

Prior to being with Arvest, Jim spent 20 years in the Consumer Finance, Mortgage Lending and Title industries, holding positions in both Operations and Sales Management. Jim has a proven track record of working with customers to position themselves in the best product available and walking them through the “team” concept that streamlines the closing process. This is accomplished by creating transparent communication with everyone involved in the transaction.

Reach out to Jim at Arvest here or call 913-634-2323. 

 

Jared Bahr of Regions Bank has been in the lending business for over 11 years and has a wealth of experience! While closing thousands of doctor home loans in his career, Jared has mastered the underwriting process and seen almost every type of contract. With Regions (and Jared) your physician loan will automatically qualify you for private banking with all its corresponding perks. As a family man himself, Jared puts a high priority on letting his clients focus on what matters most: their family and career.

Let Jared help you find your dream home today! Contact Jared by going here.

 

US Bank physician loan

Jonathan Brozek, Mortgage Loan Officer | U.S. Bank | NMLS# 850168

Equal Housing Lender

“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.

Contact Jonathan by emailing him here: jonathan.brozek@usbank.com (email preferred) or call (916) 788-7982. 

Kansas is more than wide open spaces and farmland. It’s also a place of great opportunity for those practicing medicine. Kansas is also home to quality health care options for both physicians and residents of the state. Whether you find yourself in Kansas for your residency program, opening a new practice or moving home, then a physician home loan can help you achieve your goal.

Choosing to work with a lender who specializes in doctor home loans in Kansas is an important asset throughout your home-buying journey. Getting pre-qualified for a doctor home loan in Kansas will give you the right numbers to work with as you begin your house-hunting process. You’ll know what to expect to pay each month with your mortgage payment while you maneuver through your housing options. When you finally make an offer on a place to call home, being pre-qualified will show the seller you are a serious buyer.

If you’re ready to get started finding the best doctor home loan in Kansas, then you’ll find these preferred lenders ready to assist you in moving forward with the loan process.

 

List of Lenders for Doctor Home Loans in Kansas

BMO Harris – BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI – excludes NY.

 

Arvest Bank – Arvest Bank offers several options for physician mortgages. The doctor loans feature benefits such as mortgages up to 103% loan to value, flexible underwriting guidelines, and no PMI. These loans are available to those who recently graduated from medical school, in residency, or a physician who has been practicing for years. There are many other loan products available to best suit your financial needs. Arvest Bank is headquartered in Bentonville, AR, and has over 260 locations. 

 

TCF Bank – TCF Bank has approximately 475 banking centers primarily located in Michigan, Illinois, and Minnesota with additional locations in Colorado, Ohio, South Dakota, and Wisconsin. They offer a doctor home loan designed to fit the unique needs of physicians, dentists, chiropractors, veterinarians, and more! No down payment for those who qualify (closing costs could apply). No private mortgage insurance is required for those who qualify. Their mortgage loan officers are experienced in working with medical professionals and are ready to guide them through the loan process for their purchase or refinance. 

 

US Bank – U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make. And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust. 

 

Union Bank – Union Bank has a fantastic physician home loan that includes some of the best rates in the nation. Key features include: 10% down to $1.25MM loan amount, they can close up to 6 months from start date of new contract (if exiting residency or fellowship). Your down payment, reserves, and closing costs can be gifted from family with no seasoning requirements (a HUGE benefit). There is no Mortgage Insurance or PMI and you can receive a lender credit for 0.25% of the loan amount up to $1,000 for opening a platinum checking account. 

 

Citizens Bank – Citizens Bank offers a special mortgage program for physicians and dentists through their doctor loan program. The Citizens Bank Doctor Loan is available for purchases and limited cash‑out refinances of primary residence. A few highlighted features of the program include up to 95% financing, no mortgage insurance, and your choice of a fixed-rate or adjustable-rate mortgage. Headquartered in Providence, RI, Citizens Bank has over 1,200 locations across the country.

Recommended Real Estate Agents In Kansas

Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in Kansas.

 

Moving to a different state? Click on the state you are moving to and get the best lenders in that state.

Return to learn more on physician home loans.