Doctor Home Loans in MarylandMaryland may lack the land size of many states, but the opportunities are practically endless for those who call it home. A physician mortgage loan can make it possible to purchase a home in Maryland, whether you’re moving to be closer to family or it’s medicine that is bringing you to the Old Line State. Once you make the move, you’ll join almost 25,000 other physicians who call Maryland their home sweet home. 

Maryland continues to be a leader in the Mid-Atlantic, with over 6M residents calling Maryland home.  Maryland may be known for its rich history and love of blue crab, but Maryland also offers its residents an amazing quality of life. This is in addition to being home to some of the top research facilities and hospitals in the country.

Recommended Lenders for Doctor Home Loans in Maryland

UMB physician loansDoug Crouse, Mortgage Loan Officer | BMO Bank

Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).

Contact Doug by visiting this link.

 

Citizens Bank Physician LoansNeil Surgenor, Physician Loan Specialist | TD Bank

For years, Neil has been helping physicians, surgeons and dentists achieve their dreams of homeownership.  From start to finish, he can help guide you through the process.  Beginning with our mortgage comparison tool to determine your options, to painlessly uploading your documents digitally, Neil will be there to assist and guide you during the entire process.  Whether you’re a first-time homebuyer, looking to purchase a second home or purchase an investment property, TD Bank has solutions designed for Doctors and an efficient process that makes getting a mortgage easier.

To learn more about Neil and why we highly recommend him, go here

Connect with Neil by visiting this link or by phone (212) 933-9900 or email: neil.surgenor@td.com

 

Truist physician loanMike Fitzmeyer, Sales Manager/V.P. | SunTrust (now Truist) | NMLSR #93716

Mike Fitzmeyer of SunTrust (now Truist) understands the mortgage business. He is a seasoned professional with over 27 years of experience with a specific focus on Doctor Mortgage financing.  Mike understands the needs of the Physician community and will tailor a mortgage solution for each client’s individual needs and financial plan. Mike and SunTrust (now Truist) have tremendous Doctor Mortgage experience and have flexibility in dealing with different situations in order to customize a mortgage solution for each client.   

Contact Mike today to get the best service for your next home purchase or refinance needs. 

 

US Bank physician loan

Jonathan Brozek, Mortgage Loan Officer | U.S. Bank | NMLS# 850168

Equal Housing Lender

“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.

Contact Jonathan by emailing him here: jonathan.brozek@usbank.com (email preferred) or call (916) 788-7982

 

Darick Hensel,  Mortgage Banker, Huntington Bank (formerly TCF Bank) NMLS #1177936

With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.

He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling.  He and his wife already have tickets to the 150th British Open! Get to know Darick too.

Find him by visiting this link, emailing him at Darick.hensel@huntington.com, or calling 517-214-3257.   

 

Living in Maryland means you have several choices when it comes to lifestyle. From Chesapeake Bay to the sprawling suburbs of Baltimore, a physician mortgage loan can make it possible to own a home, no matter which region you choose. 

To get started with a doctor home loan in Maryland, choose a recommended physician mortgage loan lender to walk you through each step. The right lender will get you pre-qualified for a physician mortgage loan to equip you for your house-hunting journey. Whether you need a physician mortgage without PMI or a 0% down payment, a qualified lender will ensure you have all the information you need at your fingertips. Being a physician means you have a unique financial profile - and the right lender will help you determine what is best for you and your family.

If you’re ready to get started with a doctor home loan in Maryland, then you’ll find these knowledgeable lenders ready to help you move forward. 

List of Lenders for Doctor Home Loans in Maryland

BMO Harris - BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI - excludes NY.

SunTrust (now Truist) - The doctor home loan program from SunTrust Bank (now Truist) is available to MD’s, DO’s, DDS’s and DMD’s that are currently in residency, and practicing professionals that have completed their training within the last 10 years. Residents and fellows are eligible for a SunTrust physician loan up to $750,000 with no down payment. Meanwhile, those within ten years of residency completion are eligible for higher physician loan amounts up to $1,500,000 with down payment options based on loan size. 

US Bank - U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you'll ever make. And whether you're looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust. 

TD Bank – TD Bank is one of the biggest ten banks in the Nation and a favorite option for physicians! They offer a great selection of all types of mortgage loans. They have a great PHYSICIANS MORTGAGE loan product for medical or dental residents and fellows as well as practicing and self-employed physicians and dentists. They also offer other conventional loan and FHA abd VA loans. Products offered include a 0% down / 100% financing for loans up to $750,000, 5% down / 95% financing for loans up to $1,250,000, and 10% down for loans up to $1,500,000. All TD Bank’s Physician loans have NO PMI and flexible rate options including a 30 yr fixed and 5yr, 7yr and 10 yr Arm. TD Bank has over 1,200 branch locations and operates in multiple states on the East Coast. Contact Neil Surgenor for more information!

Recommended Real Estate Agents In Maryland

Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in Maryland. 

Moving to a different state? Click on the state you are moving to and get the best lenders in that state.

 

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