Whether it’s your hometown, your residency program or a brand new private practice that brings you to Massachusetts, a physician mortgage loan can make the process of financing smoother for you. You’ll be in good company considering over 36,000 physicians choose to practice in the Bay State - and a doctor home loan in Massachusetts is ready to help you join them.
With a front seat to the nation’s history, Massachusetts continues to be a popular place to call home. Almost 7,000,000 people have made it their official residence. But Massachusetts is more than the rich history and diverse landscape. It’s also a place where residents have access to an evolving healthcare system and some of the nation’s top hospitals.
Recommended Lenders for Doctor Home Loans in Massachusetts
For years, Neil has been helping physicians, surgeons and dentists achieve their dreams of homeownership. From start to finish, he can help guide you through the process. Beginning with our mortgage comparison tool to determine your options, to painlessly uploading your documents digitally, Neil will be there to assist and guide you during the entire process. Whether you’re a first-time homebuyer, looking to purchase a second home or purchase an investment property, TD Bank has solutions designed for Doctors and an efficient process that makes getting a mortgage easier.
To learn more about Neil and why we highly recommend him, go here.
Jonathan Brozek, Mortgage Loan Officer | U.S. Bank | NMLS# 850168
Equal Housing Lender
“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.
Contact Jonathan by emailing him here: email@example.com (email preferred) or call (916) 788-7982
With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.
He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling. He and his wife already have tickets to the 150th British Open! Get to know Darick too.
Living in Massachusetts allows you to have multiple options when it comes to housing. You can choose to be near the major cities, near the world-class universities or in the quiet countryside. A physician mortgage loan will make it possible for you and your family, no matter where you settle.
Fortunately, as a physician, you’ll have access to a great selection of lenders who can walk you through the process for a doctor home loan in Massachusetts. These lenders can help you get pre-qualified for a physician mortgage loan to enable you to have the latest mortgage rate information. You’ll also have clear numbers to work with as you begin your house-hunting process. Once you find the home you want to make an offer on, being prequalified will help show the seller how serious your offer is.
Going through the doctor home loan process in Massachusetts doesn’t have to be an intimidating process for you. Choose one of the recommended lenders and you’ll be home sweet home before you know it.
List of Lenders for Doctor Home Loans in Massachusetts
US Bank - U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you'll ever make. And whether you're looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust.
BMO Harris - BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI - excludes NY.
TCF Bank - TCF Bank has approximately 475 banking centers primarily located in Michigan, Illinois, and Minnesota with additional locations in Colorado, Ohio, South Dakota, and Wisconsin. They offer a doctor home loan designed to fit the unique needs of physicians, dentists, chiropractors, veterinarians, and more! No down payment for those who qualify (closing costs could apply). No private mortgage insurance is required for those who qualify. Their mortgage loan officers are experienced in working with medical professionals and are ready to guide them through the loan process for their purchase or refinance.
TD Bank - TD Bank offers a variety of physician mortgage loan products to licensed medical or dental residents and fellows with at least two years of completed residency. There are also programs for practicing physicians and self-employed doctors. Products offered include 0% down, 100% financing for loans up to $750,000, 5% down, 95% financing for loans up to $1,250,000, and 10% down for $1,500,000. TD Bank offers loans without any PMI and flexible rate options. TD Bank has over 1,200 branch locations and operates in multiple states on the East Coast. Contact Neil Surgenor for more information!
Recommended Real Estate Agents In Massachusetts
Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in Massachusetts.
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