Doctor Home Loans in New York

Doctor Home Loans in New YorkA physician mortgage loan can get you even closer to your dream of owning a home in the state of New York. You’ll become one of almost 90,000 physicians who choose to practice there, and getting a doctor home loan in New York can make it a reality. 

New York continues to be one of the most populous states because of the variety of places to live. Whether you dream of the bustling city lifestyle or quiet life in the country, you’ll find it all in the Empire State.  New York is home to everything from top universities and colleges, to world-renowned sports teams to a thriving arts scene. Not to mention some of the top hospitals and research facilities in the country.

Recommended Lender for Doctor Home Loans in New York

Citizens Bank Physician LoansNeil Surgenor, Physician Loan Specialist | TD Bank

For years, Neil has been helping physicians, surgeons and dentists achieve their dreams of homeownership.  From start to finish, he can help guide you through the process.  Beginning with our mortgage comparison tool to determine your options, to painlessly uploading your documents digitally, Neil will be there to assist and guide you during the entire process.  Whether you’re a first-time homebuyer, looking to purchase a second home or purchase an investment property, TD Bank has solutions designed for Doctors and an efficient process that makes getting a mortgage easier.

To learn more about Neil and why we highly recommend him, go here

Connect with Neil by visiting this link or by phone (212) 933-9900 or email:



“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.

Contact Jonathan by visiting this link or call (916) 788-7982



Living in New York will give you the opportunity to choose from many different areas to live and work.  If you want to be near the water, in the city, or in a suburb – your choices are almost unlimited in New York. Having a  physician mortgage loan will help you make the best choice for settling down and practicing medicine.

Working with a lender who specializes in doctor home loans in New York can help you throughout the entire home-buying process. From getting pre-qualified for a physician mortgage loan to the day of closing, a lender who specializes in physician mortgages will be a tremendous asset to you. You’ll have up-to-date  numbers to work with as you finalize your budget and house-hunting. Plus a lender can provide information to a seller to show you are a serious buyer. 

If you’re ready to start the physician home loan process in New York, then you’ll find these lenders ready to help you with every step. 

The Complete List of Lenders for Doctor Home Loans in New York

TD Bank – TD Bank is one of the biggest ten banks in the Nation and a favorite option for physicians! They offer a great selection of all types of mortgage loans. They have a great PHYSICIANS MORTGAGE loan product for medical or dental residents and fellows as well as practicing and self-employed physicians and dentists. They also offer other conventional loan and FHA abd VA loans. Products offered include a 0% down / 100% financing for loans up to $750,000, 5% down / 95% financing for loans up to $1,250,000, and 10% down for loans up to $1,500,000. All TD Bank’s Physician loans have NO PMI and flexible rate options including a 30 yr fixed and 5yr, 7yr and 10 yr Arm. TD Bank has over 1,200 branch locations and operates in multiple states on the East Coast. Contact Neil Surgenor for more information!


US Bank – U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make. And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust. 


IberiaBank – IberiaBank offers several mortgage solutions for borrowers. Physician loans are offered to those both residents, fellows and practicing physicians. Doctors are eligible to borrow up to $1M with no money down. Mortgage loans are offered with options including  5/1 ARM, 7/1 ARM and 30 year fixed – all with no mortgage insurance. Iberia Bank is headquartered in Louisiana and is available in several states.


Recommended Real Estate Agents In New York

Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in New York. 

Moving to a different state? Click on the state you are moving to and get the best lenders in that state.

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