Doctor Home Loans in North Dakota

Doctor Home Loans in North DakotaFinding a doctor home loan in North Dakota may be the perfect tool for your upcoming move to The Peace Garden State. If a move to North Dakota is in your future, then now is the perfect time to connect with an experienced lender to guide you throughout the process. If you want to join the 2,000 practicing physicians practicing here, then homeownership in North Dakota can soon be possible with a physician mortgage loan. 

North Dakota offers its 760,000 residents a rugged lifestyle, filled with a myriad of scenic sites across the state. North Dakota provides plenty of room for its residents to spread out while enjoying the immense natural beauty. Whether it’s a pioneer town, Fargo, Bismarck or anywhere in between, North Dakota remains unspoiled for its citizens and tourists alike.

Recommended Lenders for Doctor Home Loans in North Dakota

Darick Hensel,  Mortgage Banker, Huntington Bank (formerly TCF Bank) NMLS #1177936

With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.

He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling.  He and his wife already have tickets to the 150th British Open! Get to know Darick too.

Find him by visiting this link, emailing him at Darick.hensel@huntington.com, or calling 517-214-3257.   

 

US Bank physician loan

Jonathan Brozek, Mortgage Loan Officer | U.S. Bank | NMLS# 850168

Equal Housing Lender

“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.

Contact Jonathan by emailing him here: jonathan.brozek@usbank.com (email preferred) or call (916) 788-7982

 

UMB physician loansDoug Crouse, Mortgage Loan Officer | BMO Bank

Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).

Contact Doug by visiting this link.

 

 

North Dakota is much more than frigid winters and oil fields. It’s also home to a changing healthcare landscape that is challenged by the many the distances between each town. Whether it’s your residency program, starting a new practice or moving home that brings you to North Dakota, a physician mortgage can make it happen.

It’s important to work with a lender who understands the details of doctor home loans in North Dakota – this will be a vital resource as you begin your house-hunting journey. The first step is to get pre-qualified for a doctor home loan in North Dakota. This will arm you with important information as you begin looking for a home. You’ll understand your mortgage payment as you sort through your housing options. Being pre-qualified for a physician mortgage also shows a seller of a home that you are a serious buyer.

If you’re ready to find the best doctor home loan in North Dakota for you and your family, then trust one of these lenders to help you get started. 

 

The Complete List of Lenders for Doctor Home Loans in North Dakota

BMO Harris – BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI – excludes NY.

 

TCF Bank – TCF Bank has approximately 475 banking centers primarily located in Michigan, Illinois, and Minnesota with additional locations in Colorado, Ohio, South Dakota, and Wisconsin. They offer a doctor home loan designed to fit the unique needs of physicians, dentists, chiropractors, veterinarians, and more! No down payment for those who qualify (closing costs could apply). No private mortgage insurance is required for those who qualify. Their mortgage loan officers are experienced in working with medical professionals and are ready to guide them through the loan process for their purchase or refinance. 

 

U.S. Bank – U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make. And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust. 

 

Citizens Bank – Citizens Bank offers a special mortgage program for physicians and dentists through their doctor loan program. The Citizens Bank Doctor Loan is available for purchases and limited cash‑out refinances of primary residence. A few highlighted features of the program include up to 95% financing, no mortgage insurance, and your choice of a fixed-rate or adjustable-rate mortgage. Headquartered in Providence, RI, Citizens Bank has over 1,200 locations across the country.

Recommended Real Estate Agents In North Dakota

Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in North Dakota.

Moving to a different state? Click on the state you are moving to and get the best lenders in that state.

 

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