Doctor Home Loans in Rhode Island

Doctor Home Loans in Rhode IslandMoving or refinancing can be a stressful process, but utilizing a doctor home loan in Rhode Island can help make the transition easier. If you want to join nearly 5,000 practicing physicians who call The Ocean State their home, your dream of home-ownership in Rhode Island could soon be a reality with a physician home loan.

Rhode Island offers its 1 million residents many different lifestyles. Whether you choose to live on the coast, near the bustling capital of Providence or the lovely town of Newport, you’re bound to find a beautiful place to call home here. Rhode Island may be the smallest state in the Union, but it’s also one of the most densely populated areas in the country.

Recommended Lenders for Doctor Home Loans in Rhode Island

Citizens Bank Physician LoansNeil Surgenor, Physician Loan Specialist | TD Bank

For years, Neil has been helping physicians, surgeons and dentists achieve their dreams of homeownership.  From start to finish, he can help guide you through the process.  Beginning with our mortgage comparison tool to determine your options, to painlessly uploading your documents digitally, Neil will be there to assist and guide you during the entire process.  Whether you’re a first-time homebuyer, looking to purchase a second home or purchase an investment property, TD Bank has solutions designed for Doctors and an efficient process that makes getting a mortgage easier.

To learn more about Neil and why we highly recommend him, go here

Connect with Neil by visiting this link or by phone (212) 933-9900 or email: neil.surgenor@td.com

 

 

UMB physician loansDoug Crouse, Mortgage Loan Officer | BMO Bank

Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).

Contact Doug by visiting this link.

 

Darick Hensel,  Mortgage Banker, Huntington Bank (formerly TCF Bank) NMLS #1177936

With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.

He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling.  He and his wife already have tickets to the 150th British Open!

Find Darick here and get to know him too!

 

US Bank physician loan

Jonathan Brozek, Mortgage Loan Officer | U.S. Bank | NMLS# 850168

Equal Housing Lender

“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.

Contact Jonathan by emailing him here: jonathan.brozek@usbank.com (email preferred) or call (916) 788-7982

Rhode Island offers more than rugged beaches and quaint colonial towns. It’s also home to world-class education and hospitals. Whether it’s your residency program, beginning your career as an attending or moving closer to your family that brings you to Rhode Island, a doctor home loan can make it possible.

Working with a lender who specializes in doctor home loans in Rhode Island can be a major asset to you throughout your home-buying journey. Getting pre-qualified for a doctor home loan in Rhode Island gives you solid numbers to work with as you begin your house-hunting process. Getting pre-qualified means you’ll fully understand your monthly mortgage obligation as you choose the place to call home. When you do finally make an offer to a seller, it will also show you’re a serious buyer. 

If you’re ready to find the best doctor home loan in Rhode Island, then one of these experienced lenders is ready to get started.

 

List of Lenders for Doctor Home Loans in Rhode Island

BMO Harris – BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI – excludes NY.

 

U.S. Bank – U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make. And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust. 

 

TD Bank – TD Bank is one of the biggest ten banks in the Nation and a favorite option for physicians! They offer a great selection of all types of mortgage loans. They have a great PHYSICIANS MORTGAGE loan product for medical or dental residents and fellows as well as practicing and self-employed physicians and dentists. They also offer other conventional loan and FHA abd VA loans. Products offered include a 0% down / 100% financing for loans up to $750,000, 5% down / 95% financing for loans up to $1,250,000, and 10% down for loans up to $1,500,000. All TD Bank’s Physician loans have NO PMI and flexible rate options including a 30 yr fixed and 5yr, 7yr and 10 yr Arm. TD Bank has over 1,200 branch locations and operates in multiple states on the East Coast. Contact Neil Surgenor for more information!

Recommended Real Estate Agents In Rhode Island

Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in Rhode Island.

Moving to a different state? Click on the state you are moving to and get the best lenders in that state.

 

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