Best Physician Mortgage Loans in Connecticut

If you’ve even considered a doctor home loan in Connecticut, now is a great time to connect with an experienced lender who can help you through the entire doctor loan process.

Joining over 16,600 physicians who call The Constitution State home, your dream of homeownership, and practicing medicine in Connecticut could soon be a reality.

Connecticut offers its 3.6 million residents an incredible lifestyle, right in the heart of New England. Whether it’s living on the coast, in a thriving suburb, or in the big city you’re looking for, Connecticut has something to offer almost everyone.

Connecticut may be one of the smallest states in the Union, but it’s big in resources and opportunities for its residents.

If you’re ready to get started finding the best doctor home loan in Connecticut, then you’ll find these knowledgeable lenders ready to help you move forward.

5 Best Connecticut Physician Home Loan Lenders

  1. BMO Harris
  2. TD Bank
  3. US Bank
  4. IberiaBank
  5. Citizens Bank

1. BMO Harris

BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M.

There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees.

BMO Harris is headquartered in Chicago, IL, and also operates in the states of AZ, FL, IN, KS, MN, MO, and WI – excludes NY.

2. TD Bank

TD Bank is one of the biggest ten banks in the Nation and a favorite option for physicians! They offer a great selection of all types of mortgage loans.

TD has a great physician’s mortgage loan product for medical or dental residents and fellows as well as practicing and self-employed physicians and dentists.

They also offer other conventional loans, FHA, and VA loans. Products offered include a 0% down / 100% financing for loans up to $750,000, a 5% down / 95% financing for loans up to $1,250,000, and a 10% down for loans up to $1,500,000.

All TD Bank’s Physician loans have NO PMI and flexible rate options including a 30 yr fixed and 5yr, 7yr, and 10 yr Arm. TD Bank has over 1,200 branch locations and operates in multiple states on the East Coast.

3. US Bank

U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need.

You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank.

Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make.

And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust.

4. IberiaBank

IberiaBank offers several mortgage solutions for borrowers. Physician loans are offered to those both residents, fellows, and practicing physicians.

Doctors are eligible to borrow up to $1M with no money down. Mortgage loans are offered with options including  5/1 ARM, 7/1 ARM, and 30-year fixed – all with no mortgage insurance.

Iberia Bank is headquartered in Louisiana and is available in several states.

5. Citizens Bank

Citizens Bank offers a special mortgage program for physicians and dentists through their doctor loan program.

The Citizens Bank Doctor Loan is available for purchases and limited cash‑out refinances of a primary residence. A few highlighted features of the program include up to 95% financing, no mortgage insurance, and your choice of a fixed-rate or adjustable-rate mortgage.

Headquartered in Providence, RI, Citizens Bank has over 1,200 locations across the country.

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