Doctor Home Loans in Washington

If you’re in the market to purchase a new home in Washington or refinance your existing mortgage, then a physician mortgage loan can get you one step closer. Currently, there are more than 22,000 physicians that make the Evergreen State their home.

Washington state has grown tremendously in the last several years and shows no signs of stopping anytime soon. Over 7,600,000 people call Washington home, making it one of the top states in the country for population. You’ll find more than beautiful beaches, thriving cities and scenic views in Washington. You’ll find quality health care and citizens with top access to health care options.  

Recommended Lenders for Doctor Home Loans in Washington

UMB physician loansDoug Crouse, Mortgage Loan Officer | BMO Bank

Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).

Contact Doug by visiting this link.

 

Darick Hensel,  Mortgage Banker, Huntington Bank (formerly TCF Bank) NMLS #1177936

With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.

He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling.  He and his wife already have tickets to the 150th British Open! Get to know Darick too.

Find him by visiting this link, emailing him at Darick.hensel@huntington.com, or calling 517-214-3257.   

 

US Bank physician loan

Jonathan Brozek, Mortgage Loan Officer | U.S. Bank | NMLS# 850168

Equal Housing Lender

“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.

Contact Jonathan by emailing him here: jonathan.brozek@usbank.com (email preferred) or call (916) 788-7982. 

Washington offers its residents the opportunity to live on the coast, in the mountains, in the valleys or the sprawling suburbs. You’ll have your choice of lifestyle when you choose to live in Washington state.  No matter which area you choose to settle down in, a physician mortgage loan can make it possible for you and your family. 

Getting a physician mortgage loan doesn’t have to be an intimidating process. Choosing a lender who specializes in these unique loans is the best way to move forward. The first step after choosing a lender is to get pre-qualified for a physician mortgage loan. This will ensure you know exactly what the terms are for your home mortgage and what you can expect to pay each month. Then, when you’re ready to make an offer on a home, you’ll be considered a serious buyer because you took the steps of prequalification.  

Get started with the physician mortgage loan in Washington by contacting one of these recommended physician mortgage lenders today. 

List of Lenders for Doctor Home Loans in Washington

BMO Harris – BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI – excludes NY.

 

US Bank – U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make. And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust.

 

Citizens Bank – Citizens Bank offers a special mortgage program for physicians and dentists through their doctor loan program. Their doctor loan is available for purchases and limited cash‑out refinances of primary residence. A few highlighted features of the program include up to 95% financing, no mortgage insurance, and your choice of a fixed-rate or adjustable-rate mortgage. Headquartered in Providence, RI, Citizens Bank has over 1,200 locations across the country.

Recommended Real Estate Agents In Washington

Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in Pennsylvania. 

Moving to a different state? Click on the state you are moving to and get the best lenders in that state.

 

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To learn more about physician mortgages click here