Best Physician Mortgage Loans in Arizona

If you dream of purchasing a home in Arizona or refinancing your existing mortgage, a physician mortgage loan can make your housing aspirations a reality.

Whether you’re beginning your residency program or well on your way as an attending, you’ll find nearly 18,800 physicians who are also practicing medicine throughout Arizona.

Arizona has experienced tremendous growth over the last 10 years. It’s one of the top 15 most populated states in the country.

But Arizona goes beyond its reputation for Canyon skies and desert blooms. The healthcare landscape is changing in the state and continues to provide its residents with many options when it comes to medicine.

Whether you choose a home in the capital city of Phoenix, the mountains of Flagstaff, or anywhere in between, a doctor home loan can make it possible.

Getting connected with a knowledgeable lender who understands the doctor home loan process is the first step.

Top 2 Arizona Physician Home Loan Lenders

  1. UMB Bank
  2. BMO Harris

Discover The Best Lenders in Arizona

Answer just a few questions about your career, where you're buying, and how much you want to borrow. Our service will then show you the exact programs you're eligible for from vetted physician loan specialists who will guide you through every step of the process – obligation-free!

1. UMB Bank

UMB provides a variety of mortgage products and options to fit your specific needs. And, frankly, they believe applying for a home loan doesn’t have to be complicated.

In general, a lender will be looking for information related to a physician’s income, account balances, monthly expenses, debt totals, and residence history.

Based on that financial history and current life stage, they may need to gather additional information.

Your home loan officer will help you through that process during the application phase. With the help of professionals and a clear sense of each step, your home-buying experience can be simple and stress-free.

2. BMO Harris

BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M.

There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees.

BMO Harris is headquartered in Chicago, IL, and also operates in the states of AZ, FL, IN, KS, MN, MO, and WI – excludes NY.

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