Best Physician Mortgage Loans in Vermont

Moving or refinancing can be a stressful process, but utilizing a physician mortgage loan in Vermont can help you through the transition.

f you want to join over 2,450 practicing physicians who call The Green Mountain State their home, your dream of home ownership in Vermont could soon be a reality with a physician home loan.

Vermont offers its 647,000 residents many different lifestyles centered around the state’s natural beauty.

Whether you prefer being near the ski slopes, the state parks, or the beautiful lakes, you’re bound to find a place to call home.

Vermont may be one of the smallest states in the Union, but it offers a wide selection of places to plant your roots.

If you’re ready to find the best doctor home loan in Vermont, then contact one of these experienced lenders who can get you started today.

Best Vermont Physician Home Loan Lenders

Here are the top physician mortgage loan lenders in VT:

  1. BMO Bank
  2. US Bank
  3. TD Bank

Discover The Best Lenders in Vermont

Answer just a few questions about your career, where you're buying, and how much you want to borrow. Our service will then show you the exact programs you're eligible for from vetted physician loan specialists who will guide you through every step of the process – obligation-free!

1. BMO Bank

BMO Bank (formerly BMO Harris Bank) offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M.

There is no PMI on physician mortgage loans through BMO Bank. The loan programs are available with either fixed or adjustable rates and without any special fees.

BMO Bank is headquartered in Chicago, IL, and also operates in the states of AZ, FL, IN, KS, MN, MO, and WI – excludes NY.

2. US Bank

U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need.

You may be eligible for the U.S. Bank Customer Credit with a new or existing Personal Checking Package, or with an existing first mortgage with U.S. Bank.

Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make.

And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust.

3. TD Bank

TD Bank is one of the biggest ten banks in the Nation and a favorite option for physicians! They offer a great selection of all types of mortgage loans.

TD offers a great PHYSICIANS MORTGAGE loan product for medical or dental residents and fellows as well as practicing and self-employed physicians and dentists.

They also offer other conventional loans and FHA and VA loans. Products offered include a 0% down / 100% financing for loans up to $750,000, a 5% down / 95% financing for loans up to $1,250,000, and a 10% down for loans up to $1,500,000.

All TD Bank’s Physician loans have NO PMI and flexible rate options including a 30 yr fixed and 5yr, 7yr, and 10 yr Arm. TD Bank has over 1,200 branch locations and operates in multiple states on the East Coast.

Moving to a Different State?

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Learn more about physician home loans.