If a move or refinance is in your future, then securing a doctor home loan in Montana may be the perfect tool for your move. Now is a great time to connect with an experienced, knowledgeable lender who can help you through the entire mortgage process. If you want to join the 2,300 practicing physicians practicing in Big Sky Country, then homeownership in Montana could soon be a reality for you with a physician loan.
Montana offers its 1 million residents a lifestyle revolving around nature and the great outdoors. The wide-open spaces, rivers and lakes make it one of the most scenic states in the Union. And considering it has one of the lowest population densities in American, you’ll have plenty of room to spread out.
Recommended Lenders for Doctor Home Loans in Montana
“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.
Contact Jonathan by visiting this link or call (916) 788-7982
With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.
He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling. He and his wife already have tickets to the 150th British Open! Get to know Darick too.
Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).
Contact Doug by visiting this link.
While Montana can offer a haven for outdoor enthusiasts, it also provides multiple healthcare coverage options for the residents and physicians. Whether it’s your residency program, practicing as an attending or moving closer to family that brings you to Montana, a physician mortgage can make it possible for you.
Working with a lender who understands the ins and outs of doctor home loans in Montana is an invaluable resource for you. You can get pre-qualified for a doctor home loan in Montana, which will provide you a concrete plan to work with as you start your house-hunting journey. You’ll know what to expect for your monthly mortgage payment as you narrow down your housing options. When you are finally able to make an offer, being pre-qualified shows the seller of the property you are a serious buyer.
If you’re ready to find the best doctor home loan in Montana for you and your family, then trust one of these lenders to help you move forward.
List of Lenders for Doctor Home Loans in Montana
BMO Harris – BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI – excludes NY.
TCF Bank – TCF Bank has approximately 475 banking centers primarily located in Michigan, Illinois, and Minnesota with additional locations in Colorado, Ohio, South Dakota, and Wisconsin. They offer a doctor home loan designed to fit the unique needs of physicians, dentists, chiropractors, veterinarians, and more! No down payment for those who qualify (closing costs could apply). No private mortgage insurance is required for those who qualify. Their mortgage loan officers are experienced in working with medical professionals and are ready to guide them through the loan process for their purchase or refinance.
US Bank – U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make. And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust.
Citizens Bank – Citizens Bank offers a special mortgage program for physicians and dentists through their doctor loan program. The Citizens Bank Doctor Loan is available for purchases and limited cash‑out refinances of primary residence. A few highlighted features of the program include up to 95% financing, no mortgage insurance, and your choice of a fixed-rate or adjustable-rate mortgage. Headquartered in Providence, RI, Citizens Bank has over 1,200 locations across the country.
Recommended Real Estate Agents In Montana
Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in Montana.
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