Doctor Home Loans in New Mexico

Finding a doctor home loan in New Mexico may be the perfect tool for your upcoming move to The Land of Enchantment. If a move to New Mexico is in your future, then now is a great time to connect with an experienced lender to guide you through the process. If you want to join the 5,800 practicing physicians practicing here, then homeownership in New Mexico could soon be a reality for you with a physician mortgage loan.

New Mexico offers its 2 million residents a laidback lifestyle full of outdoor activities, and a chance to live among unspoiled nature. New Mexico provides plenty of room to spread out and enjoy the desert, mountains, or woodlands. If city life is more your speed, then Albuquerque or Santa Fe offer the opportunity. No matter where you choose, New Mexico is full of plenty of things to do and places to see.

UMB physician loansDoug Crouse, Mortgage Loan Officer | BMO Bank

Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).

Contact Doug by visiting this link.

 

“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.

Contact Jonathan by visiting this link or call (916) 788-7982

 

Darick Hensel,  Mortgage Banker, Huntington Bank (formerly TCF Bank) NMLS #1177936

With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.

He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling.  He and his wife already have tickets to the 150th British Open! Get to know Darick too.

Find him by visiting this link, emailing him at Darick.hensel@huntington.com, or calling 517-214-3257.   

 

New Mexico is much more than fiestas and a warm climate. It’s also home to a changing (and improving) healthcare landscape for its residents and physicians. Whether it’s your residency program, starting a new practice or moving home that brings you to New Mexico, a physician mortgage can make it happen.

It’s important to work with a lender who understands the ins and outs of doctor home loans in New Mexico- this will be an invaluable resource for you. One of the first steps is to get pre-qualified for a doctor home loan in New Mexico. This will prepare you with information as you begin the house-hunting process. You’ll understand your mortgage payment as you begin working through your housing options. Being pre-qualified also shows a seller of a home that you are a serious buyer.

If you’re ready to find the best doctor home loan in New Mexico for you and your family, then trust one of these lenders to help you get started. 

 

The Complete List of Lenders for Doctor Home Loans in New Mexico

BMO Harris – BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI – excludes NY.

 

US Bank – U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make. And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust. 

 

Citizens Bank – Citizens Bank offers a special mortgage program for physicians and dentists through their doctor loan program. The Citizens Bank Doctor Loan is available for purchases and limited cash‑out refinances of primary residence. A few highlighted features of the program include up to 95% financing, no mortgage insurance, and your choice of a fixed-rate or adjustable-rate mortgage. Headquartered in Providence, RI, Citizens Bank has over 1,200 locations across the country.

 

Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in New Mexico.

Moving to a different state? Click on the state you are moving to and get the best lenders in that state.

 

Return to all physician home loans by state.

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The Fastest Way To A Physician Mortgage

How Doctors Buy Their Dream Home!

You're a young doctor with limited savings and no work history. You have high levels of debt from your medical school loans, but you want to buy a house so you can stop paying rent and start building equity.

Getting a conventional mortgage seems impossible... But should it be?

You have high earning potential and amazing job security.

You shouldn't have to beg banks to lend you money...

They should be fighting for you.

That's where physician mortgage loans come in.

These programs are specifically designed for doctors by lenders who understand the unique financial challenges facing today's physicians.

Plus, they're superior to conventional mortgages in almost every way:

  • Higher loan amounts
  • Flexible down payment options (up to 100% financing!)
  • No PMI, saving you hundreds each month
  • Allows for higher debt-to-income ratios and future-dated employment contracts

To start, answer just a few questions about your career, where you're buying, and how much you want to borrow.

Our service will then show you the exact programs you're eligible for from vetted physician loan specialists who will guide you through every step of the process – obligation-free!