Best Physician Mortgage Loans in West Virginia

If you’ve been considering a doctor home loan in West Virginia, getting connected with a knowledgeable lender can help you through the entire physician loan process.

With over 6,000 physicians who call The Mountain State their home, your dream of homeownership in West Virginia is possible with a physician home loan.

West Virginia offers its 1.75 million residents a lifestyle centered around the beautiful Appalachian mountains. From the college town of Morganton to the capital city of Charleston, you’ll soon find the place for you to call home.

If you’re ready to find the best doctor home loan in West Virginia, then you’ll find these lenders ready to assist you with your new loan.

5 Best West Virginia Physician Home Loan Lenders

Here are the top physician mortgage loan lenders in WV:

  1. BMO Harris
  2. US Bank
  3. Truist
  4. Citizens Bank
  5. IberiaBank

Discover The Best Lenders in West Virginia

Answer just a few questions about your career, where you're buying, and how much you want to borrow. Our service will then show you the exact programs you're eligible for from vetted physician loan specialists who will guide you through every step of the process – obligation-free!

1. BMO Harris

BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M.

There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees.

BMO Harris is headquartered in Chicago, IL, and also operates in the states of AZ, FL, IN, KS, MN, MO, and WI – excludes NY.

2. US Bank

U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need.

You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank.

Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make.

And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust.

3. Truist

The doctor home loan program from Truist is available to MDs, DOs, DDSs, and DMDs that are currently in residency, and practicing professionals that have completed their training within the last 10 years.

Residents and fellows are eligible for a Truist physician loan of up to $750,000 with no down payment.

Meanwhile, those within ten years of residency completion are eligible for higher physician loan amounts of up to $1,500,000 with down payment options based on loan size.

4. Citizens Bank

Citizens Bank offers a special mortgage program for physicians and dentists through their doctor loan program.

The Citizens Bank Doctor Loan is available for purchases and limited cash‑out refinances of a primary residence.

A few highlighted features of the program include up to 95% financing, no mortgage insurance, and your choice of a fixed-rate or adjustable-rate mortgage.

Headquartered in Providence, RI, Citizens Bank has over 1,200 locations across the country.

5. IberiaBank

IberiaBank offers several mortgage solutions for borrowers. Physician loans are offered to those both residents, fellows, and practicing physicians.

Doctors are eligible to borrow up to $1M with no money down. Mortgage loans are offered with options including  5/1 ARM, 7/1 ARM, and 30-year fixed – all with no mortgage insurance.

Iberia Bank is headquartered in Louisiana and is available in several states.

Moving to a Different State?

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Learn more about physician home loans.