Doctor Home Loans in Idaho

Doctor Home Loans in IdahoIf you’re considering a move or refinance in the future, then a doctor home loan in Idaho may be the perfect tool for your financial playbook. Now is a great time to connect with an experienced lender who can help you through the entire mortgage process. If you want to join the 2,300 practicing physicians who call The Gem State home, then homeownership in Idaho could soon be a reality for you with a physician loan.

Idaho offers its over 1.7 million residents a land full of natural resources. If you love to kayak, hike, farm – basically almost any outdoor activity you can dream of – then Idaho is the ideal place for you. Idaho is one of the largest states in the Union, giving you ample opportunity to spread out or live in a thriving big city. No matter what lifestyle you’re looking for, then you can find it here. 

Recommended Lenders for Doctor Home Loans in Idaho

Darick Hensel,  Mortgage Banker, Huntington Bank (formerly TCF Bank) NMLS #1177936

With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.

He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling.  He and his wife already have tickets to the 150th British Open!

Find Darick here and get to know him too!

 

US Bank physician loan

Jonathan Brozek, Mortgage Loan Officer | U.S. Bank | NMLS# 850168

Equal Housing Lender

“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.

Contact Jonathan by emailing him here: jonathan.brozek@usbank.com (email preferred) or call (916) 788-7982.

 

UMB physician loansDoug Crouse, Mortgage Loan Officer | BMO Bank

Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).

Contact Doug by visiting this link.

 

While Idaho can offer its residents a plethora of outdoor activities, it also offers multiple opportunities in healthcare. Whether it’s a residency program, opening a new practice or moving closer to your family that brings you to Idaho, a doctor loan can make it possible to have a career in a place you will love.

Working with a lender who specializes in doctor home loans in Idaho is a great tool for you throughout the home-buying journey. Getting pre-qualified for a doctor home loan in Idaho gives you solid numbers to work with as you start the house-hunting process. You’ll know what to expect for monthly mortgage payments as you select your next home. When you do make an offer, being pre-qualified shows the seller how serious of a buyer you are. 

If you’re ready to get started to find the best doctor home loan in Idaho, then you’ll find these knowledgeable lenders ready to move you forward. 

 

List of Lenders for Doctor Home Loans in Idaho

BMO Harris – BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI – excludes NY.

 

US Bank – U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make. And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust. 

 

Citizens Bank offers a special mortgage program for physicians and dentists through their doctor loan program. The Citizens Bank Doctor Loan is available for purchases and limited cash‑out refinances of primary residence. A few highlighted features of the program include up to 95% financing, no mortgage insurance, and your choice of a fixed-rate or adjustable-rate mortgage. Headquartered in Providence, RI, Citizens Bank has over 1,200 locations across the country.

 

Recommended Real Estate Agents In Idaho

Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in Idaho.

Moving to a different state? Click on the state you are moving to and get the best lenders in that state.

Return to all physician home loans by state.