Whether you’re in the middle of your residency program or well into your career as an attending, a doctor home loan in Virginia can help your dream of homeownership become a reality. Virginia is a state where many physicians are choosing to call home, with over 23,000 doctors practicing medicine in the Old Dominion.
As the Birthplace of our Nation, Virginia continues to have millions of residents calling it their home each year. Virginia can offer its residents everything from amazing weather to beautiful scenery and delicious food. It also happens to offer top educational choices, world-renowned hospitals, and access to incredible healthcare.
Recommended Lenders for Doctor Home Loans in Virginia
Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).
Contact Doug by visiting this link.
Mike Fitzmeyer of SunTrust (now Truist) understands the mortgage business. He is a seasoned professional with over 28 years of experience with a specific focus on Doctor Mortgage financing. Mike understands the needs of the Physician community and will tailor a mortgage solution for each client’s individual needs and financial plan. Mike and SunTrust (now Truist) have tremendous Doctor Mortgage experience and have flexibility in dealing with different situations in order to customize a mortgage solution for each client.
Contact Mike today to get the best service for your next home purchase or refinance needs.
For years, Neil has been helping physicians, surgeons and dentists achieve their dreams of homeownership. From start to finish, he can help guide you through the process. Beginning with our mortgage comparison tool to determine your options, to painlessly uploading your documents digitally, Neil will be there to assist and guide you during the entire process. Whether you’re a first-time homebuyer, looking to purchase a second home or purchase an investment property, TD Bank has solutions designed for Doctors and an efficient process that makes getting a mortgage easier.
To learn more about Neil and why we highly recommend him, go here.
With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.
He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling. He and his wife already have tickets to the 150th British Open!
Find Darick here and get to know him too!
Jonathan Brozek, Mortgage Loan Officer | U.S. Bank | NMLS# 850168
Equal Housing Lender
“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.
Contact Jonathan by emailing him here: email@example.com (email preferred) or call (916) 788-7982.
Tony Umholtz and his team at IBERIABANK/First Horizon Mortgage have helped many people achieve their goal of homeownership over the years and do that by offering 100% financing with no PMI to licensed physicians. Whether you are a first-time homebuyer, refinancing or building your dream home, Tony has the expertise to help navigate you through this ever-changing mortgage environment. In addition to traditional mortgage financing solutions, IBERIABANK/First Horizon Mortgage is pleased to offer specialty financing programs for clients with unique borrowing needs. Tony specializes in the: The Medical Professional Loan Program: financing designed to meet the needs of licensed medical physicians.
Reach Tony at Iberia Bank by visiting this link or by calling (813) 603-4255.
Living in Virginia allows you the choice to live in the mountains, on the coast, in the city, or the beautiful pastures. No matter what you choose, a physician mortgage loan can make it possible to own your own home in Virginia, you only need to know where to start.
Getting started in the home loan process will be much easier by working with a lender who specializes in physician home loans. It’s important to work with someone who understands the challenges of a physician’s unpredictable schedule and financial situation as you work through the details of obtaining a physician mortgage. The first step in the process is to get pre-qualified for a physician mortgage loan. This will help you understand the impact of buying a home on your monthly budget and how much you can afford. It’ll also show sellers you are a serious buyer when you finally choose to make an offer.
If you’re ready to get started with the physician mortgage loan in Virginia, then you’ll find several preferred lenders who are ready to get you closer to home ownership.
The Complete List of Lenders for Doctor Home Loans in Virginia
BMO Harris – BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI – excludes NY.
SunTrust (now TRUIST) – The doctor home loan program from SunTrust Bank (now Truist) is available to MDs, DOs, DDS’, and DMDs that are currently in residency, and practicing professionals that have completed their training within the last 10 years. Residents and fellows are eligible for a SunTrust physician loan up to $750,000 with no down payment at 100% financing! Meanwhile, those within ten years of residency completion are eligible for higher physician loan amounts up to $1,000,000 with 95% financing and up to $1,500,000 with 89.99% financing! Contact Mike Fitzmeyer today if you have questions specific to your upcoming home purchase!
US Bank – U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make. And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust.
TD Bank – TD Bank is one of the biggest ten banks in the Nation and a favorite option for physicians! They offer a great selection of all types of mortgage loans. They have a great PHYSICIANS MORTGAGE loan product for medical or dental residents and fellows as well as practicing and self-employed physicians and dentists. They also offer other conventional loan and FHA and VA loans. Products offered include a 0% down / 100% financing for loans up to $750,000, 5% down / 95% financing for loans up to $1,250,000, and 10% down for loans up to $1,500,000. All TD Bank’s Physician loans have NO PMI and flexible rate options including a 30 yr fixed and 5yr, 7yr and 10 yr Arm. TD Bank has over 1,200 branch locations and operates in multiple states on the East Coast. Contact Neil Surgenor for more information!
Recommended Real Estate Agents In Virginia
Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in Virginia.
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