Doctor Home Loans in West Virginia

Doctor Home Loans in West VirginiaIf you’ve been considering a doctor home loan in West Virginia, getting connected with a knowledgeable lender can help you through the entire physician loan process. With over 5,600 physicians who call The Mountain State their home, your dream of homeownership in West Virginia is possible with a physician home loan.

West Virginia offers its 1.7 million residents a lifestyle centered around the beautiful Appalachian mountains. From the college town of Morganton to the capital city of Charleston, you’ll soon find the place for you to call home.

Recommended Lenders for Doctor Home Loans in West Virginia

“Pinch me. I must be dreaming!” is what one of Jonathan’s physician endorsers expressed after reflecting on his mortgage experience. Others state their experience allowed them to enjoy the process of buying a home. We’re optimistic you’d experience the same. But, there’s only one way to find out.

Contact Jonathan by visiting this link or call (916) 788-7982. 

 

UMB physician loansDoug Crouse, Mortgage Loan Officer | BMO Bank

Whether it’s your first home, a refinancing project or looking for the next home upgrade, Doug is focused on making a real and lasting difference. That’s why he takes the time to understand each of his clients’ unique home buying needs (as he has with my very own physician family).

Contact Doug by visiting this link.

 

Darick Hensel,  Mortgage Banker, Huntington Bank (formerly TCF Bank) NMLS #1177936

With over 15 years experience in mortgage lending and many years specializing in physician loans, Darick Hensel draws on every previous client to help improve for the next.

He understands the nuances of physician contracts, relocations, and financial strategies. Married to a trauma surgeon, Darick values your time and need for expediency. Outside of helping new and experienced physicians with their mortgage needs, he loves his wife, 2 dogs, golfing, and traveling.  He and his wife already have tickets to the 150th British Open!

Find Darick here and get to know him too!

 

West Virginia offers its residents more than scenic mountain views and natural settings – it’s also home to a changing healthcare landscape for both residents and physicians. Whether it’s your residency, opening a new practice or simply moving back home that brings you to West Virginia, a doctor home loan can make it possible.

Working with a lender who specializes in doctor home loans in West Virginia can be an important resource throughout your home-buying process. Getting pre-qualified for a doctor home loan in West Virginia will give you the right numbers to work with as you begin your house-hunting journey. You’ll know how much to expect with your monthly mortgage payment as you navigate through your housing options. When you finally find the home you want to make an offer on, being pre-qualified will show the seller you’re a serious buyer. 

If you’re ready to find the best doctor home loan in West Virginia, then you’ll find these lenders ready to assist you with your new loan. 

The Complete List of Lenders for Doctor Home Loans in West Virginia

BMO Harris – BMO Harris offers several mortgage options for physicians. Physicians can borrow up to 100% on mortgages up to $1M, 95% on mortgages up to $1.5M, and 90% on mortgages up to $2M. There is no PMI on physician mortgage loans through BMO Harris. The loan programs are available with either fixed or adjustable rates and without any special fees. BMO Harris is headquartered in Chicago, IL and also operates in the states of AZ, FL,IN, KS, MN, MO, and WI – excludes NY.

 

US Bank – U.S. Bank is a leader in the mortgage industry. Many of their customers have said they would recommend them in the future. They offer loans that meet almost every mortgage need. You may be eligible for the U.S. Bank Customer Credit with a new or existing U.S. Bank Personal Checking Package, or with an existing first mortgage with U.S. Bank. Take 0.25% of the loan amount and deduct it from the closing costs, up to a maximum of $1,000. At U.S. Bank, they know that your home is one of the biggest investments you’ll ever make. And whether you’re looking for a new mortgage loan, a mortgage refinance or a home equity loan, you want a partner you can trust. Contact who we trust, Jonathan C. Brozek today!

 

SunTrust (now TRUIST) – The doctor home loan program from SunTrust Bank (now Truist) is available to MD’s, DO’s, DDS’s and DMD’s that are currently in residency, and practicing professionals that have completed their training within the last 10 years. Residents and fellows are eligible for a SunTrust physician loan up to $750,000 with no down payment. Meanwhile, those within ten years of residency completion are eligible for higher physician loan amounts up to $1,500,000 with down payment options based on loan size. Contact Mike Fitzmeyer today! 

 

Citizens Bank – Citizens Bank offers a special mortgage program for physicians and dentists through their doctor loan program. The Citizens Bank Doctor Loan is available for purchases and limited cash‑out refinances of primary residence. A few highlighted features of the program include up to 95% financing, no mortgage insurance, and your choice of a fixed-rate or adjustable-rate mortgage. Headquartered in Providence, RI, Citizens Bank has over 1,200 locations across the country.

 

IberiaBank – IberiaBank offers several mortgage solutions for borrowers. Physician loans are offered to those both residents, fellows and practicing physicians. Doctors are eligible to borrow up to $1M with no money down. Mortgage loans are offered with options including  5/1 ARM, 7/1 ARM and 30 year fixed – all with no mortgage insurance. Iberia Bank is headquartered in Louisiana and is available in several states.

Recommended Real Estate Agents In West Virginia

Financial Residency has partnered with Dr. Moves to offer you a tailored home buying experience with agents that specialize in working with physicians in West Virginia.

Moving to a different state? Click on the state you are moving to and get the best lenders in that state.

Return to all physician home loans by state.